Terms & Conditions
AS USED HEREIN, THE TERMS “YOU” AND “USER” SHALL MEAN ANY VISITOR TO THE WEBSITE. PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE, FROM TIME TO TIME IN OUR SOLE DISCRETION. WE WILL NOTIFY YOU OF AMENDMENTS TO THESE TERMS AND CONDITIONS BY POSTING THEM TO THIS WEBSITE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.
This Website is owned and operated by TailorMade Wealth Counsel (“TailorMade”). This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy or sell any securities, futures, options, insurance or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.
The materials contained in or referred to in this website are not intended and cannot be used as legal or tax advice. These materials are intended to provide only general, non-specific legal information. The applicable laws may change and you should consult with local counsel for specific legal and tax advice that is suited for your individual goals and objectives. Past performance does not guarantee future performance.
In order to comply with U.S. Treasury Regulations governing tax practice (known as “Circular 230”), you are hereby advised that any tax advice provided herein was not intended or written to be used, and cannot be used, by any taxpayer for the purpose of (i) avoiding U.S. federal, state or local tax penalties, or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.
The information provided on this website is provided for informational purposes only. The information provided on this website is “AS IS” in all respects. While TailorMade Financial, Inc. seeks to provide accurate and timely information, there may be unintentional technical or factual inaccuracies and typographical errors, for which we apologize and are not responsible. We reserve the right to make changes and corrections at any time, without notice. The information provided on this website is provided without warranties of any kind, either expressed or implied, and TailorMade Financial, Inc. disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. TailorMade Financial, Inc. does not warrant, either expressly or impliedly, the accuracy, timeliness or completeness of the information, text, graphics, links or other items contained on this website, and TailorMade Financial, Inc. expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on this website. Neither TailorMade Financial, Inc. nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by v, will be liable or have any responsibility of any kind for any loss or damage whatsoever that you incur in the event of any failure or interruption of this website, or resulting from the act or omission of any other party involved in making this website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of this website or these materials, whether or not the circumstances giving rise to such cause may have been within the control of TailorMade Financial, Inc. or of any vendor providing software or support services for this website. In no event will TailorMade Financial, Inc., its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if TailorMade Financial, Inc. or any other party have been advised of the possibility thereof.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by TailorMade Financial, Inc. Permission is granted to display and navigate this website with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited.
No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, including any text, images, audio or video, for public or commercial purposes, without TailorMade Financial, Inc.’s prior written permission. Modification or use of the materials for any other purpose violates TailorMade Financial, Inc.’s intellectual property rights.
TailorMade Financial, Inc. neither warrants nor represents that your use of materials displayed on this website will not infringe on the rights of third parties not owned by or affiliated with TailorMade Financial, Inc.
ELECTRONIC MAIL; EMPLOYMENT APPLICATIONS
Electronic mail (email) submitted to this website should be considered neither secure nor confidential. TailorMade Financial, Inc. makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this website will be received by A TailorMade Financial, Inc.
Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments or suggestions, will be treated as non-confidential and nonproprietary and will become the property of TailorMade Financial, Inc. or its affiliates. TailorMade Financial, Inc. shall have the right to use any such communications or material for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast and posting. Furthermore, TailorMade Financial, Inc. is free to use any ideas, concepts, know-how or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
If you choose to submit personally identifiable information — your name, address, date of birth, marital status, salary, performance reviews, etc. — to A TailorMade Financial, Inc. via this website for the purposes of applying for a job, you will do so on a website that is hosted and maintained in the United States. Any information you provide may be used by TailorMade Financial, Inc. or its agents for the purpose of reviewing your application and determining whether you should be offered an interview or job by TailorMade Financial, Inc. In addition, the information you provide may be used by TailorMade Financial, Inc. or its agents to carry out background checks on you in connection with your application. This use and disclosure of personal data may involve the transfer of personal data to countries outside the United States or your country of residence. It is the policy of TailorMade Financial, Inc. to make every commercially reasonable effort to ensure that the information that is recorded and retained is accurate and relevant and that it is stored and managed in a secure environment. You have the right at any time to return to the website to review the personal data provided by you and to make any necessary corrections or changes to that data. It is your responsibility to make any necessary changes to your personal data so that accurate records can be maintained. Examples of changes include change of name, address, phone number, marital status, number of dependents or educational qualifications. Even if we determine that TailorMade Financial, Inc. has no appropriate positions for you at the time of your application, we will retain your personal data for the minimum period required by law.
TRADEMARKS AND COPYRIGHTS
TailorMade Financial, Inc. owns and operates this website. All trademarks, service marks, trade names, and logos displayed on this website are proprietary to TailorMade Financial, Inc., except as explicitly noted below under Ownership of Other Materials. Nothing contained on the website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any trademark displayed on this website without the written permission of TailorMade Financial, Inc. or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, TailorMade Financial, Inc. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this website, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
USE OF LINKS
Should you leave this website via a link contained herein, and view content that is not provided by TailorMade Financial, Inc., you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by TailorMade Financial, Inc. TailorMade Financial, Inc. is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such website, whether actual, alleged, consequential or punitive. TailorMade Financial, Inc. makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.
JURISDICTION AND GOVERNING LAW
TailorMade Financial, Inc. controls and operates this website from its offices within the State of Texas, United States of America. TailorMade Financial, Inc. makes no representations that materials on the website are appropriate or available for use in other locations, and access to them from territories where this content is illegal or prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use nor export the materials on this website in violation of U.S. export laws and regulations.
INTEGRATION AND SEVERABILITY
USA PATRIOT ACT
In response to the terrorist attacks on September 11, 2001, the US Congress passed the USA Patriot Act (the “Act”). Parts of the Act apply to the financial services industry and require certain financial institutions to request specific information from clients. The Act imposes a series of new anti-money-laundering requirements on brokerage firms and other financial institutions.
Under the Act and other regulations, financial services firms must establish a compliance program, which includes policies and procedures to detect and report suspicious transactions to the government, as well as ensure compliance with the new laws. Firms must also implement specialized employee training programs, designate a special compliance officer and conduct independent audits of the effectiveness of the compliance program.
The regulations also impose new requirements regarding client information and verification of that information. Financial services firms are required to verify the identity of the clients with whom they do business, determine the source of funds in a client’s account and obtain the information about a client’s wealth.
As part of our compliance with the Act and in support of the fight against money laundering around the world, we may ask clients for additional information and documentation about certain accounts and transactions. This information may be used to verify client identity.